Handcrafted Pathway Program
Build your dream home without the burden of a costly construction loan.
Handcrafted Pathway Program
Your dream home, built with no construction loan required.
At Handcrafted Homes, we finance the entire build so you don’t need a construction loan. You simply purchase your home once it’s complete. For qualified buyers, this could mean getting into your new home with as little as 3% down at closing through first-time homebuyer programs.
Why it Matters
- No construction loan required – skip the banks, fees, and higher rates.
- Low entry cost – for qualified customers, as little as 3% down at closing.
- One loan, one closing – purchase your home only once it’s finished, not before.
- Peace of mind – knowing your builder is strong enough to carry the construction costs.
Example – $375,000 Home
- Handcrafted Pathway Buyer: As little as $11,250 down (3%) at closing, no construction loan, no fees, no interest.
- Traditional Loan Buyer: $108,000+ out of pocket before move-in.
Important Note: Down payment amounts vary and depend on loan type, buyer eligibility, and lender approval. The 3% example applies to qualified first-time homebuyers.
